Lower your MCA payments. Keep your business running.
We negotiate with your merchant cash advance funders to restructure what you owe into one weekly payment your business can manage. We are not a lender.
Tell us about your advances
Free assessment · No obligation · Not a lender
Prefer to talk? Call (941) 279-3551
We work with owners in restaurants, trucking, construction, medical and dental, retail, auto repair and more.
How it works
Free assessment
Tell us about your advances. We review your balances, payment schedule and cash flow.
Negotiation
If our program fits, we negotiate with each of your funders to restructure what you owe.
One weekly payment
You make one program payment instead of several daily or weekly withdrawals, and your advisor keeps you updated.
Stacked MCAs vs. working with Hawthorne
Stacked MCAs
- Several daily or weekly withdrawals
- Cash flow squeezed every day
- New advances taken to cover old ones
- No clear end date
With Hawthorne
- One weekly program payment
- A plan built around what your business can afford
- One advisor on your side
- Payment amount and program length in writing
What you get
A plan that fits your cash flow
Your program payment is set around what your business can afford.
One point of contact
A dedicated advisor explains each step and keeps you updated.
Clear written terms
Your fees, payment amount and program length are in writing before you sign.
Private and confidential
We never sell your information.
How our fees work
Your assessment is free. If you enroll, our fee is a percentage of the debt you enroll, and part of it is collected at the start of the program. Every fee is set out in your written agreement before you sign.
Read our disclosures